Motor Vehicle Accidents

Generally, the first thing that comes to mind when you hear ‘personal injury’ is ‘car accident’.  A car accident can stem from a number of negligent acts, such as:

• Failing to keep a proper lookout
• Talking on a cell phone or texting
• Speeding
• Failing to yield or stop
• Following too closely

If you have been injured in a motor vehicle accident, you should consult with Smith-Weiss Shepard & Kanakis, P.C. immediately.  Our skilled attorneys can assist you every step of the way, even if you are still treating for your injuries.  We often work with your doctors, medical insurance and automobile insurance to bring you fiscal assistance while you continue to heal from your personal injuries.  For example, if you have auto insurance, you will most likely have MedPay – that is medical payment coverage.  MedPay, or Personal Injury Protection coverage, can help you cover your out of pocket expenses from copayments, coinsurance or even be a source of medical bill payments.

As strange as this sounds, New Hampshire does not require all drivers to have an automobile insurance policy in place.  While Massachusetts does require an automobile insurance policy, the required coverage is frankly insufficient.  This means two things:

1. If you do not have automobile insurance and weren’t at fault for the accident caused by an insured driver, you can bring a claim against the driver who hit you.
2. If you were hit by a driver who was uninsured, or does not have adequate insurance to settle your claim, you have options including looking to your automobile insurance policy for recovery.

Smith-Weiss Shepard & Spony, P.C. has the experience needed to ensure you are appropriately compensated if you are injured in a motor vehicle accident.